Genlocker stores your wills, passwords, insurance policies, and estate documents in a zero-knowledge encrypted vault — and releases them to your beneficiaries only after an official death certificate has been verified. Not an email that goes unanswered. Not a self-report. Proof.
Passwords on sticky notes. A will no one can find. Financial accounts your family gets locked out of for months. And existing digital vault services that let a beneficiary simply report your death and wait for an email to go unanswered.
The average American has 160+ digital accounts. Most people's estate 'plan' is a notebook their family will never find.
Families lose access to bank accounts, crypto wallets, and email for months — sometimes forever — because credentials were never properly documented.
Most estate vaults unlock when a beneficiary sends an email and your account goes quiet. No independent verification required.
Most Americans don't have a will, and those who do often haven't told anyone where it is or how to access it.
Without organized documents, settling an estate takes an average of 16 months and causes significant family conflict.
The Great Wealth Transfer is underway. Without a secure plan, a significant portion of that wealth simply disappears.
Genlocker gives your family everything they need — organized, encrypted, and locked until the one moment it should open.
Store wills, trusts, insurance policies, property documents, and digital credentials in a zero-knowledge AES-256 encrypted vault. We cannot read it. Neither can anyone else.
Add the people who matter — children, spouse, attorney, financial advisor. Control exactly who sees which documents. Granular permissions, not all-or-nothing access.
When the time comes, your family submits an official death certificate. Our team verifies it's genuine. Only then do vault keys combine to release access. No email timeout. No self-report.
Genlocker uses a split-key model: your beneficiaries hold partial keys. Our system holds another. Neither party can open the vault alone. Both are required.
Our architecture means even Genlocker employees cannot access your documents. You encrypt before it reaches our servers. We store ciphertext we've never seen.
Every access event is logged with a tamper-evident timestamp. Know exactly when your vault was viewed, modified, or unlocked — forever.
Upload your will, trust, insurance policies, financial account details, and your password manager master key. All documents are encrypted on your device before they leave your browser.
Invite the people who matter — family, attorneys, financial planners. Set exactly which documents each person can access. They create accounts and receive their partial cryptographic keys.
When you're gone, a beneficiary submits your death certificate. We verify it's official and government-issued. Keys combine. The vault unlocks. Your family has exactly what they need.
Security is the entire product, not a feature. Every architectural decision — from encryption key management to death certificate verification — is designed so that no single party, including Genlocker, can access your vault without authorization.
Most digital estate planning services were designed for convenience. Genlocker was designed for certainty. There's a meaningful difference between the two.
"After my father-in-law passed unexpectedly, we spent three months tracking down accounts and documents. I set up Genlocker for my parents the very next week. The peace of mind is worth every penny."
"I'm a retired estate attorney. The death certificate verification requirement is exactly what this space has been missing. Every digital vault I've reviewed relies on trust instead of proof. Genlocker fixes that."
"My kids are scattered across three states. Knowing they'll have exactly what they need — and only when they truly need it — lets me sleep at night. Setup took less than 20 minutes."
* Testimonials are from early access beta participants. Names anonymized at their request.
Beneficiaries always use Genlocker for free. You pay once a year for the vault.
For individuals who want core protection
More storage, more beneficiaries, priority review
Two vault owners sharing one plan
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Set up your Genlocker vault in under 20 minutes. The 30-day free trial means there's no reason to wait.
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